Alias

We have gotten 2 seasons so far from the library of the older TV show by JJ Abrams called "Alias". What a treat! Great acting, fun music, and spy actionmixed with fringe science! Hard to beat!

L.A. Noire

We have begun to play LA Noire. It is fun and the programming is amazing. The game is programmed to have many scenarios. In fact, we have discovered one that is not in any of the game walkthroughs.

In "A Marriage Made In Heaven" towards the end, you can go after Sheldon for the hit and run but you can also go directly from the morgue to the Patterson's house and arrest them. This avoids a long, difficult (for us) car chase and closes the case. We found this a better way to end the case.

Response from the Fed

The Federal reserve web site stated that responses usually take 2 weeks.  we heard back within 2 hours.  They are reporting the situation to the Office of the Comptroller of the Currency for further investigation.

Our local branch manager told us the same thing was realized by another customer too.  It was also obvious that she sees what is being done by Wells Fargo as "not quite right".

Wells Fargo's Hidden Money

After the Depression when people did "runs" on banks, withdrawing all of their funds only to find that the banks had loaned out all of the money, the US government made banks keep a percentage of their account balances in the Federal Reserve.  Originally, the banks actually had to keep a percentage of their account balances at the fed.  Now banks are allowed to do temporary barrow funds from the Fed (at the Fed rate).  This is all based on banks accurately reporting their funds.  Wells Fargo has found a way to hide money.

As an example, let's say you deposit $5000 into your Wells Fargo account.  The deposit consisted of a $5000 check drawn on another Wells Fargo account. What Wells Fargo is doing is immediately removing the $5000 from the account upon which the check was written but not giving credit for the deposit until 24 hours later.  The $5000 becomes "hidden" money as it is no longer in the original account but it has not been deposited into the other account.  For 24 hours, this money is in neither account.  Now imagine this across billions of accounts.  This huge amount of money becomes "hidden" and will not be reported to the fed as part of Wells Fargo account structure requiring a matching reserve at the Fed.

If banks are allowed to get way with practices such as this, the US economy is in much greater trouble than billions of dollars in national debt.