Insurance

We have always felt that insurance is a good thing; additionally we have always tried to make sure we are not over-insured, too (although it may be better to be over- vs. under- insured). Each month, we purchase health insurance through an HMO. We also pay for life insurance, house insurance, car insurance, and an umbrella policy! We have Orkin termite insurance, and insurance on the pipes and telephone lines leading to the house. We have made sure that Bud has copies of his insurance , too, especially while driving. Insurance is just such a good idea as a person never knows what the future holds. Bud and October have both had fender benders in the past year and the insurance cards were pulled out. Gravity had some other unknown vehicle scrape along the side of his car while it was parked just a year ago! Good idea -- insurance.